Get your next car, fast.

Tired of waiting on the big four banks for car finance? With our quick loan approval process, get the funds to purchase your next car within as little as 3 hours.

Grow is here to help keep you moving, our team of experts will work with you to ensure a quick, smooth, hassle-free experience with a product that suits your specific requirements, so you’ll be cruising in your new car sooner.

Benefits of our Car Finance

See why our car finance is better than the rest:

  • 15 years end of lease
  • Pick from a wide selection of car with our private and dealer sale options
  • Get instant approval without worrying about providing financials with our low doc option
  • Application requires bank statements? Don't worry, our computers can approve the loan for you, so you won't have to lift a finger
  • Great support from an experienced team
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Interest Rate

From 4.39%1
per annum

Am I Eligible?

Approval requirements are:

  1. Commercial applicants with a registered ABN
  2. Minimum trading 12 months GST registered

Car Finance Calculator

To find out about estimated loan repayments based on your unique circumstances, why not try our calculator? Our calculator allows you to easily estimate your repayments when taking out finance with Grow Finance.

Disclaimer: Grow Finance Limited, its agents, employees and accredited lenders will accept no responsibility for any loss that may arise from the information provided in our calculcators until such time as a firm offer is made. While we make every attempt to give you the best possible tools and information, the calculators do not include fees & charges.

How does Car Finance Work?

It’s safe to say that most businesses need a car to operate, but on top of business expenses, it can be difficult to find the funds to pay for it up front. With all the stress of running a business, financing a car doesn’t have to be complicated. There are many different types of finance options available including operating leases, rental, or chattel mortgage, but no matter the type of loan you take out and the car you are looking to purchase, our car finance options will help make owning your car easier and faster.

Car finance allows businesses to borrow a certain amount of money to put towards a vehicle. Based on the agreed terms, you will then pay interest to the financier that lent you the money, which ranges from 2 to 7 years at Grow. Generally, the following steps will apply:

  1. Apply for car finance

    Applying for finance can be complicated, and most financiers require lots of documentation. With Grow’s simple application process providing financial statements are a thing of the past. If your application requires financials, don’t worry our computer system will extract the data from so you wont have to lift a finger. Property owners can apply through our simple to use portal or your broker can apply for you on your behalf.

  2. Getting approved

    After submitting your application, your financier will determine if you meet their eligibility criteria. Approvals can happen on the same day or anywhere up to 10 days, at Grow, you can be approved within 24 hours.

  3. Purchase your vehicle

    Once approved, your financier will pay the dealer/seller directly, so you don’t have to worry about handling cash. row we offer private and dealer sale with no restrictions on age

  4. Own your car sooner, with tax benefits

    ‍Repay your loan based on the agreed upon contract with your financier. After the term period is up and all payments have been made, the vehicle will be yours to keep. Speak to your accountant today to determine if your rental amount is tax deductible.

  1. Establishment, service, and documentation fees apply. For applications submitted before 10 am. Interest only payable on drawn funds. Terms and conditions apply. Please contact our team on 1300 001 420 for details.
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